Category: Financial Planning

Aug 21, 2023

The lowdown on the latest interest rate increase

With news of interest rates increasing yet again, many are wondering just how high they could go and what effect these rises will have on their quality of life. In this piece, we look at some of the facts surrounding interest rate increases, and what we can expect from the next couple of months.

The Bower Team

9 min

Jul 27, 2023

Clearing your Mortgage in Retirement: What You Need to Know About Using Equity Release

Clearing a mortgage is often at the forefront of a homeowner’s mind, and as you move into retirement, you might have considered clearing your mortgage to free up your disposable income. Learn more about clearing your mortgage in retirement and if equity release can help you free-up your retirement income. Should you pay off your […]

The Bower Team

15 min

Jul 24, 2023

What can you do if your mortgage payments are going up?

With the mortgage industry looking more and more uncertain, many homeowners will be thinking of ways to try and stop their monthly payments increasing, or looking at how they can pay off their mortgage altogether. In this guide, we look at why your mortgage payments are going up and how equity release plans could help […]

The Bower Team

11 min

Jul 24, 2023

What does it mean if your mortgage is in arrears?

The cost of mortgages has recently hit a 15-year high and many are wondering how they will be able to continue their monthly payments if the trend keeps up. The Bank of England has said that up to one million people will see their mortgage bill rise by £500 a month by the end of […]

The Bower Team

12 min

Jul 24, 2023

A guide to later life lending

If you are approaching retirement age and looking for ways to finance this stage of your life over and above your pension, you might be interested in learning more about later life lending. There are many plans available to those aged 55+ who are looking to free up cash from their home to help with […]

The Bower Team

9 min

Jul 10, 2023

The importance of having an up-to-date will

Having a will that is kept up-to-date is vital if your assets are to be given to the people you want them to after you pass away. Not having a will in place, or not regularly updating it, can leave your estate in limbo and your loved ones without the assets you have worked hard […]

The Bower Team

9 min

Jul 10, 2023

A guide to a lasting power of attorney

A lasting power of attorney (LPA) document allows you to legally appoint a person or people to manage your decision making should you be unable to make them yourself. This may be due to an illness or accident that leaves you without the mental capacity to decide what is best for you. Although it might […]

The Bower Team

10 min

Jul 3, 2023

A guide to self-employed mortgages

If you are self-employed and looking to get a mortgage, there are a few key bits of information you need to be aware of. Mortgages for those who are self-employed take a bit more effort to secure due to the need to prove a consistent and reliable income, but with a few extra steps you […]

The Bower Team

10 min

Jul 3, 2023

Can you get a mortgage for a self-build property?

Self-build properties are becoming increasingly popular, with data from October 2022 showing that over 63,000 people opted to buy land and build their own homes. The benefits of such an undertaking include it being cheaper than buying a ready-made house, and being able to be more energy efficient. You might be wondering what mortgage options […]

The Bower Team

8 min

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Category: Financial Planning

The lowdown on the latest interest rate increase

Clearing your Mortgage in Retirement: What You Need to Know About Using Equity Release

What can you do if your mortgage payments are going up?

What does it mean if your mortgage is in arrears?

A guide to later life lending

The importance of having an up-to-date will

A guide to a lasting power of attorney

A guide to self-employed mortgages

Can you get a mortgage for a self-build property?