How Equity Release Can Work for You.

When looking to release equity from a property, our customers typically have an idea of what they would like to spend their money on. Whether it be paying off an existing mortgage or loan, going on the holiday of a lifetime or making improvements to their home, there are numerous reasons why our customers choose to release equity from their home.

Calculate Your Release
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Home Improvements

Make those home improvements you’ve always wanted.

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Dream Holidays

Plan that dream trip you’ve always wanted to do.

home renovations

Clear Your Mortgage

Pay off your mortgage and and be free of fixed repayments.

help family and friends

Help Family Or Friends

You could use your funds to help family or friends.

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Clear Your Debts

Clear your secured or unsecured debts with equity release.

A few of our
Lenders

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Meet some of our
Advisers

Vanessa Carver
Neil Wallace
Patrick McCarry
Tracy Elspass Collins

Our trade body
Membership

Platinum Trusted Service Award 2026 – Badge – 1×1 Mortgage Solutions Changemaker Winner 2025 WMA 2025 Logo Best Equity Release Broker CS Winners 01 feefo platinum 2025

Award winning service with Bower Home Finance

The team at Bower Home Finance are overwhelmed to have won the award for Best Equity Release Adviser Customer Service for the 12th year running at the What Mortgages Awards 2025.

 

Delighting customers with a great customer experience is at the heart of everything that we do. To win this award is a testament to the importance Bower Home Finance places on high standards of advice and service that we have been able to provide, even in these challenging times. Read more about our award winning service here.

Our Services

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Equity Release

Unlock tax-free cash from your home without moving. Designed for over-55s, helping boost income, clear mortgages or support family with advice you can trust.

Learn More Learn More about Equity Release

Mortgages

Expert mortgage advice tailored to you. Whether moving, remortgaging or borrowing in later life, we’ll find the right solution. We’re whole of market experts.

Learn More Learn More about Mortgages

Later Life Finance

Smart financial planning for later life. From retirement interest only mortgages to home reversion plans, we help you make confident decisions for today and the future.

Learn More Learn More about Later Life Lending

Wills & LPAs

Protect your loved ones with a professionally written Will. Ensure your wishes are followed and your estate is handled exactly as you intend. Put safeguards in place for the future. LPAs let trusted people make decisions for you if you’re ever unable to.

Learn More Learn More about Wills & LPAs

What Bower Home Finance does for you

At Bower Home Finance, we will understand your unique circumstances and advise you to ensure you are receiving the best plan to meet your objectives. There are plans that allow you to make voluntary repayments and move home, subject to lender criteria. However, early repayment charges may apply in certain circumstances.

 

Bower Home Finance provides independent, impartial whole of market equity release advice with an award-winning customer service experience. Initial advice is provided at no cost to you and without obligation. Only if you choose to proceed and your plan completes, would a typical advice and administration fee of £1,695 be payable.

 

Equity release requires paying off any existing mortgage. Any money released, plus accrued interest to be repaid upon death, or moving into long-term care. Equity release will reduce the value of your estate and your entitlement to means-tested benefits now or in the future, and impact long-term care funding. If you are considering equity release, we strongly recommend that you read our Equity Release page carefully and talk to one of our specialists before deciding if you wish to proceed.

We work together, we support each other.

And this drive shows in everything we do for our customers

Geoff Charles
CEO

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Our Commitment to Keep You Protected.

All our equity release lenders are members of the Equity Release Council, and we only ever recommend equity release plans that meet their high standards. For your added protection, your solicitor will carry out all the legal work. We also have a panel of Equity Release Council independent solicitors you can choose from, if that would help. These legal safeguards mean you are protected throughout your equity release journey.

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How Bower Home Finance can help you

If you’re thinking about unlocking cash from your home then you need to talk to the experts at Bower Home Finance. We are independent, professional and impartial. And our award-winning team of national, expert advisers will only ever suggest the plan that is the most suitable for you from all of the regulated whole of market providers.

Find an Adviser

Our Customer Reviews

Our Customer Reviews

Overall Ratings

5.0
★★★★★Reviews(127)
  • 5★
    97%
  • 4★
    3%
  • 3★
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  • TTrusted Customer★★★★★

    First class service information received from first meeting till completion made easy and completly understandable for first time user would recommend this friendly and careing company.

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  • TTrusted Customer★★★★★

    I had a few concerns about committing to the equity release but Vanessa Carver put my mind at ease and felt with the process brilliantly

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  • TTrusted Customer★★★★★

    Andy O’Connor had a very approachable manner from the outset and this carried through to conclusion. We immediately felt comfortable with him and trusted his guidance. He was thorough and patient.

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  • TTrusted Customer★★★★★

    Vanessa was very approachable and explained the process in a way that I was fully able to understand very easily. She was open and honest and I appreciated that approach.

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  • TTrusted Customer★★★★★

    Since contacting Bower Group things have gone very well which I would put down to Paul Tresise. Was kept up to date througj the whole process . Paul has been very hands on even during his vacation. Have raised issue re final invoice but this has nothing to do with the Bower Group or Paul. Would highly recommend.

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  • TTrusted Customer★★★★★

    Very professional, clear communication with full explanations of our options. We felt looked after, with no pressure whatsoever. We would recommend the Bower Group and especially Hazel who kept us informed from start to finish.

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  • MMrs Winter-Myers★★★★★

    From start to finish the advice, attention and care was been exemplary. Such friendly and knowledgeable staff. Michael Rasberry - wow what a fantastic guy. Went above and beyond for me. Mike made the whole transaction very easy and kept me calm on a number of occasions. Cannot recommend Bower or Mike enough.

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  • MMr Sutherland★★★★★

    Very efficient knowledgeable and friendly. Follows up quickly.

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  • TTrusted Customer★★★★★

    I have been very impressed with the service I received. Mr Michael Rasberry was particularly helpful in securing more funds from your good selves

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  • MMrs Mills★★★★★

    Excellent, friendly in every detail.

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  • MMr Houghton★★★★★

    Very friendly and informative service without being forceful! Everything was made very clear… no problems at all!

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  • MMr & Mrs Rees★★★★★

    Our advisor from Bowers was Steve Edolls who guided us through the process most professionally. He dealt with us in a warm and friendly manner and made our understanding at each stage very clear. He was always available to deal with our queries and we cannot thank him enough for seeing our equity release through to completion. Great stuff from Steve and Bowers. Highly recommended.

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  • MMr & Mrs Amos★★★★★

    Excellent service by Bower who referred us to Patrick McCarry our mortgage consultant . Absolutely first class found us a wonderful remortgage at a wonderful rate . Answered all queries instantly .could not have asked for better

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  • MMr & Mrs Fewtrell★★★★★

    Our advisor, Brett, listened carefully to our requirments and fully explained the options available to us. He recommended a product that completetly satisfied our needs and was proactive and supportive throughout the process. He woud regulalrly provide us with updates and was courteous and professional during the application process. We would have no hesitation in recommending Brett to anyone considering releasing equity from their property.

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  • MMr & Mrs McIntyre★★★★★

    We recently used Bower Group Financial Services to arrange an equity release plan and were extremely impressed with the service we received from John Brown. John visited us at home on two occasions, which saved us a great deal of time and inconvenience. From the outset, he took the time to explain the entire process clearly, including all costs and fees, ensuring we fully understood every aspect before proceeding. Our circumstances were somewhat unusual, but John handled everything professionally and efficiently. He took ownership of the whole process from our first meeting right through to the funds being received in our account, keeping us informed and providing reassurance at every stage. We were particularly grateful for the way John expedited matters on our behalf and navigated any complexities with ease. His knowledge, professionalism and commitment to excellent customer service made what could have been a daunting process straightforward and stress-free. We would have no hesitation in recommending John Brown and Bower Group Financial Services to anyone considering equity release.

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  • MMr & Mrs Light★★★★★

    The service we received from Brett Humphrey (Bowers representative) was excellent, he laid things out in terms we could understand, and kept us informed every step of the way. Would thoroughly recommend Bowers to anyone thinking of equity release.

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  • TTrusted Customer★★★★★

    Great service from start to finish

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  • TTrusted Customer★★★★★

    This is something like the fourth time Andrew Card of Bower Group has worked for us. When we first approached him about our latest request for help he was actually on holiday, but despite that he responded immediately and while still on holiday set the ball rolling and investigated what he could do for us. Dedication above and beyond the call of duty, we think! When we hit a problem he set to work in finding an alternative way to reach our desired aim. Working with Andrew is a delight. his responses are fast, clear, and detailed. He cheers us up when things occasionally look difficult. He shares our joy when things turn out well. We cannot recommend him, and Bower, too highly. Thank you as always, Andrew.

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  • MMiss Sutton★★★★★

    I had the pleasure of dealing with Paul Tresise who guided me from start to finish with the equity release process. His kindness, patience and professionalism really stood out and helped me understand each step. If you are looking for a trustworthy, kind and friendly advisor I would highly recommend Paul

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  • TTrusted Customer★★★★★

    System seems to operate OK apart from Land Registry being so far behind. Agent very attentive and helpful. Solicitors very good

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FAQs

There are many reasons people throughout the UK choose to release equity from their home, one of which is the goal to help and support their family financially.

There are many reasons people throughout the UK choose to release equity from their home, one of which is the goal to help and support their family financially.

 

From helping to fund university fees, to gifting money to help family members get onto the property ladder, equity release can help you release tax-free funds from your home.

 

Read more about using equity release to help family.

There are many reasons people throughout the UK choose to release equity from their home, one of which is the goal to help and support their family financially.

IMPORTANT TO KNOW

 

At Bower Home Finance, we will understand your unique circumstances and advise you to ensure you are receiving the best plan to meet your objectives. There are plans that allow you to make voluntary repayments and move home, subject to lender criteria. However, early repayment charges may apply in certain circumstances.

Bower Home Finance provides independent, impartial whole of market equity release advice with an award-winning customer service experience. Initial advice is provided at no cost to you and without obligation. Only if you choose to proceed and your plan completes, would a typical advice and administration fee of £1,695 be payable.

Equity release requires paying off any existing mortgage. Any money released, plus accrued interest to be repaid upon death, or moving into long-term care. Equity release will reduce the value of your estate and your entitlement to means-tested benefits now or in the future, and impact long-term care funding. If you are considering equity release, we strongly recommend that you read our Equity Release page carefully and talk to one of our specialists before deciding if you wish to proceed.

To find out more about any of the products and the service we provide, please call us on freephone 0800 411 8668, request a call back, email us, or use our live chat on our website.

Please be aware that equity release may involve a home reversion plan or lifetime mortgage which is secured against your property. All features and risks are thoroughly explained in your free personalised illustration.