Cookie Policy
Introduction
Our website uses multiple cookies. The aim of this page is to give you an understanding of what a Cookie is and why we use them, by explaining it in the most transparent way possible.
Our Cookies are a mutual benefit; they enable us to provide the visitor with a better service.
What is a Cookie?
A cookie is a small file containing letters and numbers that we put on your computer, which is used to save information that our systems can use at a later date.
These cookies allow us to distinguish you from other users of the website [without using personal information, by creating a random and anonymous number] which helps us to provide you with a good experience when you use our website and also allows us to improve our website for you.
The contents of a typical cookie, for example, used to track the number of visitors to our website would be something like this:
- Name _ga
- Value GA1.3.399091288.1615932908
- Host .bowerhomefinance.co.uk
- Expires Thu, 11 May 2023 09:16:31 GMT
NO personal information is recorded.
What Cookies do we use?
The cookies we use are mainly ‘analytical’ or ‘functional’ cookies. They allow us to recognise and count the number of visitors to our website and help us to see how visitors move around the site and remember any preferences set by users.
Cookies help us to improve the way our website works, for example by making sure users are finding what they need easily by not having to visit 2 pages to get the information they require, or identifying pages that need improving based on the exit rate of a particular page. If we see that a particular page is very popular, we will aim to make it more easily reached.
Our website uses a content management system which uses Cookies to remember such things as what language or settings are used so that it is the same experience next time a user logs in.
We may also from time to time run tests on various parts of our website to see which variation provides a better response, for example, a small button verses a big button. The results of these tests ultimately provide a better service to you.
We also use cookies to interact with our social media platforms, such as Facebook, Twitter and Google+ so that if for example, you would want to share or Like our pages, a cookie will allow you to seamlessly link to our website directly from your Facebook status with minimal effort. It will also give us an idea as to which social platform is the best one for us to communicate with the majority of our visitors on.
What to do now?
Disallowing Cookies
You are of course welcome to opt-out of using cookies on this website, but please be aware that some parts of the website will no longer work and your user experience will be negatively affected.
Allowing Cookies
If you would like to use all of this site’s facilities as they were intended, please click ALLOW COOKIES at the bottom of this page.
IMPORTANT TO KNOW
At Bower Home Finance, we will understand your unique circumstances and advise you to ensure you are receiving the best plan to meet your objectives. There are plans that allow you to make voluntary repayments and move home, subject to lender criteria. However, early repayment charges may apply in certain circumstances.
Bower Home Finance provides independent, impartial whole of market equity release advice with an award-winning customer service experience. Initial advice is provided at no cost to you and without obligation. Only if you choose to proceed and your plan completes, would a typical advice and administration fee of £1,695 be payable.
Equity release requires paying off any existing mortgage. Any money released, plus accrued interest to be repaid upon death, or moving into long-term care. Equity release will reduce the value of your estate and your entitlement to means-tested benefits now or in the future, and impact long-term care funding. If you are considering equity release, we strongly recommend that you read our Equity Release page carefully and talk to one of our specialists before deciding if you wish to proceed.
To find out more about any of the products and the service we provide, please call us on freephone 0800 411 8668, request a call back, email us, or use our live chat on our website.
Please be aware that equity release may involve a home reversion plan or lifetime mortgage which is secured against your property. All features and risks are thoroughly explained in your free personalised illustration.